Ensuring that your cinema is protected by a comprehensive insurance plan is an absolute necessity. When you serve hundreds of customers every day, it’s important to make sure you’re covered in case of all eventualities. That’s why our cinema insurance includes everything from public liability insurance to goods and contents insurance.
Some of the most crucial insurance policies for cinema owners include:
– Buildings and/or tenants insurance: This will cover your cinema in the case of accidental damage caused by fires, floods, etc. This is extremely important in cinema insurance plans, where incidents such as a fire can cause hundreds of thousands of pounds worth of damage.
– Public liability insurance: This insurance protects your business from liability if a member of the public is injured in or around the premises of your cinema. While cinemas aren’t generally very dangerous, trips and falls on stairs are common incidents everywhere – particularly in dark theatres.
– Contents insurance: This can cover the costs of failing audio and visual equipment.
– Employers’ liability insurance: This protects an employer if an employee is injured at work. As with public liability insurance, small trips and falls happen frequently enough in cinemas that employers’ liability insurance is definitely a smart move for cinema owners.
On top of these common policies, our cinema insurance plans can also include a range of other coverage, including general legal expenses, product liability insurance, revenue protection, consumer goods and stock insurance, and loss of license.
If you run or own a cinema and are looking for comprehensive cinema insurance coverage, please don’t hesitate to get in touch with us at Livingstones Insurance. Get an online quote or call us today on 020 8903 9412 to find out more.