Care Home Insurance Policies
Like any other business, your care home will come with its own unique features that makes it susceptible to damage and liability. As a business that operates in the health sector, it will present its own unique challenges in terms of what must be insured. Taking out comprehensive care home insurance is the best way to make sure every potential eventuality is covered.
Despite this, each insurance package will cover several basics that are universally used across care home policies. You will be covered against any potential liability and malpractice suit. Cover for liability and malpractice will help you meet the demands of claims, including associated legal fees.
Any care home owner is ultimately responsible for the residents that live in their property. There may come a time when a legal claim is made, and when this happens it helps to have access to advice instantly. We can advise you on the best policies to suit your needs, whilst taking care of any complications along the way.
Unlike many other industries, the care sector has been developed to provide for people based on their circumstances. As such, there are multiple forms of insurance products available. Elderly homes, residential adults, domiciliary care and residential homes all need different insurance packages.
Your insurance policy can cover the property of yourself, employees who work for you, as well as any residents who live in the home. What is covered varies between policies, but typically includes damage and theft.