Domiciliary Care and Supported Living Insurance
Our dedicated team specialise in arranging insurance for organisations caring for all types of individuals. We’re well equipped to assist with all your enquiries and we understand the need to tailor your policy to meet your individual needs.
For most domiciliary care providers, it is quite common to take out an all-inclusive policy. All-inclusive policies cover the staff members with professional indemnity. Your policy can also cover vehicles that are used by the care establishment for transporting patients. Medical equipment rented or owned by the owners is also protected.
Staff providing care in the homes of domiciliary patients can also be covered for damage caused to patients’ personal belongings in the home. The insurance policy also protects the patients receiving the care. Unfortunately, accidents can and will happen with people who are seriously ill or disabled, which is why it is so important to have the right insurance, not just as a legal requirement but for valuable peace of mind.
Our policies will cover your staff and can also cover a range of building requirements. With an increase in care homes in recent years, building requirements have become extensive and non-exhaustive and it is important to seek the right advice when looking at purchasing a policy.
Metered water, which is usual in a building operating as a business, is covered for loss in a domiciliary care insurance policy. This is due to the nature of the business and the need for water in the care services provided.