Uninsured vehicles and drivers have cost the industry over £500m, according to the Motor Insurers Bureau and since July 2012, it has become illegal to own a vehicle which has not been insured, unless declared as off the road. Hence, it is now even more important than ever to make sure your minibus has adequate insurance.
Livingstones Insurance Group are specialist insurance brokers with unrivalled experienced within this sector. There are endless reasons why people use or hire mini-buses and in every single case it is vital to seek the right insurance. Whether for private hire, for charity use or as transportation for certain groups such as school outings, we can help you find the right cover.
Perhaps you’re planning to use a mini bus for a social venture or perhaps you own one and you occasionally lend it out? Either way, the correct insurance not only protects you from any damages or contingencies, but also provides valuable peace of mind.
When responsible for a large group of people, especially where children are involved, it is important to look into third party cover. Our aim is to always provide you with as much information as you need. We’ll talk you through all the different possible options available to you as well as explain in a clear and concise manner precisely what the cover entails.
It doesn’t matter how careful you are on the roads, accidents happen. You could suffer at the fault of an uninsured driver, or be affected by icy roads and adverse weather conditions. The only way to safeguard yourself from the possibility of financial shortfall is to seek cover.
Not sure whether you need cover? Any vehicle that carries from 6 to 12 passengers is considered a minibus and comes under the minibus insurance category. The price of your insurance will naturally depend upon a number of factors such as age and condition of the vehicle, the intended usage, as well as the driver’s history. Whatever your situation, our experienced team will help you calculate the cost of your insurance and help you find the best policy at the best price.
In more specific cases it might be worth spending a few minutes thinking about exactly what you need from your insurance. Do you plan to drive overseas? Do you need to make sure windscreens, locks or audio equipment are covered? Whatever your requirements, see how we can help you in your quest to find the right minibus insurance.