Running a charity is a huge undertaking and comes with an enormous amount of responsibility. Not only are you responsible for raising money for your dedicated cause and protecting your resources, but you also have a duty of care for your staff. When things don’t go according to plan, it’s essential to have the appropriate cover, which is why Livingstones Insurance offers specialist cover for charitable organisations. A charities insurance policy from Livingstones Insurance will cover you in a number of areas, including:
Public liability insurance will ensure that your charitable organisation is covered in the event of a member of the public claiming that their property has sustained damage or that they were personally injured as a result of work done by your charity or an event held by your organisation. Public liability cover will provide you with financial protection in case you are landed with hefty legal costs to defend yourself against litigation or to help you handle any claims for compensation on behalf of your charity.
Trustee liability insurance is also known as trustee indemnity insurance and offers financial cover against any compensation claims made against directors, committee members, trustees, governors, employees or officers of charities. People that hold these positions of power in your charitable organisation are particularly responsible for the actions taken by your charity and have a heightened level of public accountability. Trustee liability cover, or indemnity insurance, will provide your charity with protection for the cost of compensation claims for any negligence or mistakes made by trustees.
Employers’ liability insurance will provide you with financial protection in case one of your employees falls ill or sustains an injury due to a work-related incident. This will not only provide you with cover if a full-time employee makes a claim but also if a casual or part-time worker seeks litigation. Employers’ liability cover will help you settle or defend a claim made against you.
Contact Livingstones Insurance today
To ensure that you are covered in the event of an unexpected incident, Livingstones Insurance can provide you with extensive coverage that can get you back on your feet and allow you to continue doing great work and serving your community.
Call us now on 020 8903 9412.