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Not for profit insurance

Not for profit insurance

If you run a not-for-profit organisation for the purpose of social welfare, pleasure, civic improvement, recreation or sport, having adequate insurance coverage is a vital step towards ensuring that you can handle any unforeseen circumstances that might impact the work you do for your community. While your resources and plans are focused on the services you offer, it’s equally as important to ensure that you have a plan in place to take care of your organisation when things go wrong. Some areas a not-for-profit insurance plan from Livingstones Insurance can cover include:

Trustee indemnity insurance

Any trustee of a non-profit organisation has a number of responsibilities, legal duties and potential liabilities that need to be covered by trustee indemnity insurance. As an asset to your non-profit, a trustee that causes any losses to your non-profit or fails to complete their duties could lead to claims for compensation.

Public liability insurance

In the office or out in public, there is always a degree of risk that a member of the public could fall ill, sustain an injury, or be generally unhappy as a result of your services, whether it’s your fault or not. Litigation in these circumstances could lead to both financial and reputational losses for your organisation, so it’s essential to have adequate public liability insurance coverage so that your organisation can continue serving your community.

Employers’ liability insurance

If your non-profit organisation employs one or more people, you are legally required to possess employers’ liability insurance in case an employee or volunteer falls ill or becomes injured at work. You have a duty of care to your staff and can receive a daily fine of £2,500 if you do not hold employers’ liability cover, not to mention the costs of compensation that you will incur.

Get in touch with Livingstones Insurance today

In the non-profit sector, your trustees have a duty of care and your funds are often limited, which is why it’s essential to work with an insurer that understands the unique requirements of your not-for-profit organisation and can provide you with affordable coverage. With Livingstones Insurance, we’ll work with you to create a unique insurance plan so that you can continue serving your community without having to worry about what you’ll do if disaster strikes.

 

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James Smith, Manager at Cambridge Hotel
We at Livingstones Insurance work tirelessly to offer great value personal and business insurance policies. These rates coupled with excellent customer service and quick response times have helped us reach and maintain an excellent level of customer satisfaction. Whatever you require, our products are tailored to fit.
James Smith, Manager at Cambridge Hotel
We at Livingstones Insurance work tirelessly to offer great value personal and business insurance policies. These rates coupled with excellent customer service and quick response times have helped us reach and maintain an excellent level of customer satisfaction. Whatever you require, our products are tailored to fit.
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