Recruitment Agency Insurance
Recruitment Agency Insurance is specially designed to keep your agency safe and operating smoothly. Although it might seem unlikely that things will go wrong, it’s always a possibility so it’s best to be prepared for the unexpected. All too often though, general insurance policies just don’t cover all your needs as a recruitment agency, so by taking out a custom package, you can make sure all bases are covered. Recruitment insurance covers areas such as:
Professional indemnity
For recruitment agencies, this covers any claims of negligence made against you. Although you always try and ensure all clients receive the best service, sometimes things can slip through the net. Whether candidates accuse you of misrepresentation or feel the performance of certain personnel was poor, professional indemnity insurance will cover the legal payout. If you also employ temporary staff, vicarious liability can be used to extend your insurance to cover them too.
Employers’ and public liability
This type of insurance covers you for misfortunes that impact both employees and members of the public. Whether it’s injury or damage to property, the insurance will settle any claims and costs for you.
Cyber liability
Recruitment agencies often rely on the digital world to reach out to candidates and employers, collect CVs and advertise jobs. Cyber liability means that, should your system be attacked, you’ll be provided with the necessary funds to recover or replace the lost data. If you lose money as a result of the cyber attack, the insurance will compensate you for this as well. Any claims made by third parties regarding the theft or loss of their data are also covered under this section.
Contact us
Livingstones Insurance are here to help. If you’re a recruitment agency looking for bespoke insurance, we can work with you to put together the right package. We’ll take into consideration how you store your data, the kinds of employees who work at your premises as well as the scale on which you operate. Don’t leave it any longer, give our professional team a ring for more information or a quote.
Livingstones Insurance 020 8903 9412.
