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Insurance Policies for Restaurants
So what does restaurant insurance cover? Given the nature of the business there are sure to be a number of areas you wish to be covered for. We’ll help you tailor your policy to the needs of the business, but here is a basic idea of what the insurance can include:
- Buildings and/or tenants improvements (depending on whether you own or rent your restaurant premises)
- Consumer goods and stock
- Refrigerated stock
- Employers liability
- Product liability
- Public liability
- Revenue protection/interrupted business
- Loss of licence
- Fixtures, fittings and general contents
- External signs and blinds
- Legal expenses
Whether you run a café, fine dining bistro or a fast food restaurant, there is suitable cover available. Our team are always happy to talk through a range of options with you to find a policy that not only gives you adequate cover but will fit within your budget.