Shisha Bar/Lounge Insurance

The number of shisha bars and lounges is continually on the increase, and the proximity of hot coals to soft furnishings makes these cafes high-risk premises for fire safety. Regardless of the precautions that might be taken, the possibility that the hot coals could cause a fire within the premises or even serious burns to the customer, is always a risk.

If one of your clients suffers an injury, or any of their property is damaged while they are using your premises, you are wholly responsible for their wellbeing as the owner of the cafe. That means that public liability insurance cover should score very highly on your list of priorities.

Why take out insurance?

The importance of proper insurance in these cases cannot be overemphasised. You work to build a business for yourself and your family, so you want to be sure that the business and its clientele are protected. With the best will in the world, accidents can and do still happen, and, if you don’t have the relevant insurance, one of these accidents could leave you financially ruined, not to mention legally liable.

Here at Livingstones Insurance, we have many types of insurance policies available for your type of business, and they will include such cover as general liability, public liability, property, theft, glass and signage breakage, loss of business income, injury benefits, death benefits and legal liability cover.

The cost of liability insurance for your business is negligible compared to what you might lose in the event of a claim when you’re not covered. Get in touch with us today to find out more about our insurance for shisha bars and lounges.