If you aren’t sure if you need insurance or not, then you are not alone. So many…
FCA Authorised & Regulated
Specialist Cover Quoted within 24 hours
Dedicated UK Insurance Specialists
50,000 + Active Policyholders
Fast Specific Cover
We are industry specialists. We compare products and polices from many different insurers to save you time and money
Easy Claims Process
Accidents and Incidents can happen. When it does, rest easy knowing our team is on hand to make this process as quick and easy as possible
No mid term fees, ever
As you business grows and evolves you can be sure that we wont make any additional charges to your insurance policy so you need to scale up or down.
Refer a friend to us and you can receive up to £50. Your friend will receive the great benefits that you do too.
Specialist that understand
We know how your business works and where the potential pitfals are. Help is always on hand, whenever you need it.
Tailor made policies
We realise that one size doesn’t fit all. Our policies are expertly crafted to meet your specific requirements.
Clarity of cover and putting you first. Its built into our ethos and everything we do at Livingstones. Put us to the test, you'll be glad you did.
Positive green credentials
We support local charities and are making huge strides to reduce our environmental impact as much as possible.
To help you budget, we offer monthly installments on all of our products. A small helping hand to help with your finances.
Why would I need Care Home Insurance?
The care home industry faces a number of challenges and risks, which is why care home insurance is considered a necessity. You run the risk of being personally liable for third-party claims and property damage if you do not have a targeted care home company insurance policy in place.
In terms of the care services they offer and the risks they face, no two nursing homes are alike. As a result, Livingstones Solutions provides bespoke care home insurance packages that are tailored to your care home’s unique needs.
compensate you for the cost of rebuilding, repairing, or renovating your care home in the event it gets damaged or destroyed by an insured event
Resident and service users personal belongings:
This protects the personal possessions of those who live on or use your premises
In the UK, if you employ anyone you must have employers liability cover to protect you and your employees in the case of a claim against you
This is essential for care homes, to cover for claims relating to clinical negligence, abuse, or mistreatment
FAQ’s About Care Home Insurance
Yes. The policy does not exclude abuse and will protect you if you are legally liable for charges of sexual, mental, or physical assault on residents.
Yes - if you would prefer to pay it in monthly installments this is something that we can accomodate via direct debit.
It is important to carry out a full risk assessment to make sure that everyone involved is kept safe, but most appropriate activities will be covered. We advise you to get in touch if you are not sure for up-to-date advice and guidance.
Other Things To Think About
If you want to find out about any of the above or other information about care home insurance, get in touch with us today and talk to our team of experts.
- General contents cover
- Computer equipment
- Tenants improvement
- Management liability
- Public liability
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