If you aren’t sure if you need insurance or not, then you are not alone. So many…
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What does Business Interruption Cover?
What does Public Liability Cover?
What does Employers Liability Cover?
FCA Authorised & Regulated
Specialist Cover Quoted within 24 hours
Dedicated UK Insurance Specialists
50,000 + Active Policyholders
Fast Specific Cover
We are industry specialists. We compare products and polices from many different insurers to save you time and money
Easy Claims Process
Accidents and Incidents can happen. When it does, rest easy knowing our team is on hand to make this process as quick and easy as possible
No mid term fees, ever
As you business grows and evolves you can be sure that we wont make any additional charges to your insurance policy so you need to scale up or down.
Refer a friend to us and you can receive up to £50. Your friend will receive the great benefits that you do too.
Specialist that understand
We know how your business works and where the potential pitfals are. Help is always on hand, whenever you need it.
Tailor made policies
We realise that one size doesn’t fit all. Our policies are expertly crafted to meet your specific requirements.
Clarity of cover and putting you first. Its built into our ethos and everything we do at Livingstones. Put us to the test, you'll be glad you did.
Positive green credentials
We support local charities and are making huge strides to reduce our environmental impact as much as possible.
To help you budget, we offer monthly installments on all of our products. A small helping hand to help with your finances.
Why do you need Day Care Centre Insurance?
If you run a day care centre business, you need this insurance to protect your organisation against lots of different possible threats. With it, you will benefit from the following:
Protect your business against legal claims
Ensure you provide good protection for employees
Save money on any repairs or replacements
Keep your business protected when nobody is there
Maintain a sense of financial stability for your business
Receive financial compensation when goods are stolen
Cover the cost of legal fees for personal injuries on your premises
Gain compensation to pay for flood or storm damage repairs
Maintain a good reputation as a business
Day Care Centre Insurance FAQs
Do you operate a day care centre or a similar business? If so, the answer is yes.
No, but it is highly beneficial and is recommended by most experts.
Public liability insurance protects you if a member of the public is injured on your business premises.
Employer's liability insurance is similar to public liability only referring to incidents with your employees.
If you use vehicles to transport children or goods to and from your business, it is advised that you add this to your policy.
It honestly depends on what you're willing to spend or what elements of your business you want to protect. There's no right or wrong answer - it's down to you!
It's insurance against interruption to your day care centre that means you can't operate as usual. It will cover things like property rent, employees wages, etc.
Yes, a nursery is technically considered a day care centre, so it will fall under this insurance policy.
You will likely have to spend a lot of money if circumstances arise where you don't have an insurance policy to back you up. It could put your day care centre into financial turmoil, making it hard for you to stay afloat.
Policies vary based on how much coverage you require. The value of your belongings and premises are also taken into account.
Other Featured Covers
- Protect your business against legal claims
- Ensure you provide good protection for employees
- Save money on any repairs or replacements
- Keep your business protected when nobody is there
- Maintain a sense of financial stability for your business
- Receive financial compensation when goods are stolen
- Cover the cost of legal fees for personal injuries on your premises
- Gain compensation to pay for flood or storm damage repairs
- Maintain a good reputation as a business
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