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Insurance
If you aren’t sure if you need insurance or not, then you are not alone. So many…
24.08.2022
FCA Authorised & Regulated
Specialist Cover Quoted within 24 hours
Dedicated UK Insurance Specialists
50,000 + Active Policyholders
Why choose us for your life science insurance?
We will collaborate with you to reduce risks to your business and develop a suitable level of coverage.
Our team understands the complexities of your industry and will work with you to understand your unique insurance needs to offer a comprehensive life sciences insurance policy that works for your company and partners.
Fast Specific Cover
We are industry specialists. We compare products and polices from many different insurers to save you time and money
Easy Claims Process
Accidents and Incidents can happen. When it does, rest easy knowing our team is on hand to make this process as quick and easy as possible
No mid term fees, ever
As you business grows and evolves you can be sure that we wont make any additional charges to your insurance policy so you need to scale up or down.
Customer Rewards
Refer a friend to us and you can receive up to £50. Your friend will receive the great benefits that you do too.
Specialist that understand
We know how your business works and where the potential pitfals are. Help is always on hand, whenever you need it.
Tailor made policies
We realise that one size doesn’t fit all. Our policies are expertly crafted to meet your specific requirements.
Customer Service
Clarity of cover and putting you first. Its built into our ethos and everything we do at Livingstones. Put us to the test, you'll be glad you did.
Positive green credentials
We support local charities and are making huge strides to reduce our environmental impact as much as possible.
Monthly installments
To help you budget, we offer monthly installments on all of our products. A small helping hand to help with your finances.
Why would I need Life science insurance?
At Livingstones, we provide cover to science firms involved in all aspects of the life science sector, whether that be research, manufacturing, or distribution.
Product liability
This protects against the possibility that a product may fail to perform its intended function.
Clinical trials:
This coverage is intended for life science companies that test drugs, medical devices, or a combination of these before they can be widely distributed. Cover will reflect the country in which trials take place.
Business interruption:
If you are unable to continue working at full potential, you may be covered for lost profits or funding.
Employer and public liability:
Life Science Insurance will cover compensation claims made by employees and members of the public, as well as claims made by clinical trial volunteers.
FAQ’s about life science insurance
We can offer you coverage if you are operating in the life sciences sector, regardless of how big or small the organization is. This includes biotech, pharma, medical devices, supplements, and test laboratories.
Yes, provided we have all of the up to date details
Yes, a customized policy can be arranged to cover freezer failure and deterioration of the contents, but we may require proof that the freezers in question are equipped with an alarm, especially if the contents are very valuable
Other things to think about
Life Science Insurance not only allows a company to focus on its core business operations without worrying about risks, but it also gives users of a product or participants in a clinical trial peace of mind.
- Threat of litigation
- Financial and reputational risks
- Challenges to patents
- Costs associated with research and development
- Potential product contamination
- Cyber attacks and liability
- Errors and emission liability
- Expenses associated with product recalls
- Incidents and contamination clean up
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