As a small business, insurance might be the last thing on your to-do list. It’s costly, it’s…
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Escape of Water
What does Escape of Water Cover?
FCA Authorised & Regulated
Specialist Cover Quoted within 24 hours
Dedicated UK Insurance Specialists
50,000 + Active Policyholders
Fast Specific Cover
We are industry specialists. We compare products and polices from many different insurers to save you time and money
Easy Claims Process
Accidents and Incidents can happen. When it does, rest easy knowing our team is on hand to make this process as quick and easy as possible
No mid term fees, ever
As you business grows and evolves you can be sure that we wont make any additional charges to your insurance policy so you need to scale up or down.
Refer a friend to us and you can receive up to £50. Your friend will receive the great benefits that you do too.
Specialist that understand
We know how your business works and where the potential pitfals are. Help is always on hand, whenever you need it.
Tailor made policies
We realise that one size doesn’t fit all. Our policies are expertly crafted to meet your specific requirements.
Clarity of cover and putting you first. Its built into our ethos and everything we do at Livingstones. Put us to the test, you'll be glad you did.
Positive green credentials
We support local charities and are making huge strides to reduce our environmental impact as much as possible.
To help you budget, we offer monthly installments on all of our products. A small helping hand to help with your finances.
Why would I need Nursery Insurance?
Nursery insurance is designed to protect your company against a wide range of risks that may result in financial losses. Without the proper insurance in place to protect your income, you may be subject to claims against you that could impede your company’s future.
Public liability insurance:
If someone was to trip or fall and injure themselves on your property or in your care, your public liability insurance will cover medical and legal costs as well as any monetary awards.
Employers’ liability insurance:
If a member of staff was to be injured or harmed in any way while at work, this would cover the costs against the nursery.
Buildings, content, and equipment insurance:
At a nursery, you are likely to have lots of indoor and outdoor equipment, as well as the buildings themselves. This covers your property against fire, theft, flood damage, and so on.
Business interruption insurance:
If the business is interrupted for any reason, such as the above, and leaves you unable to trade, this covers you for the loss of earnings
FAQ’s about Nursery Insurance
You need to call us straight away to report the incident. It is also vital that you collect evidence and photos to help support your claim.
Yes, these are covered in the policy.
Yes, these are covered in the policy
If you'd rather spread the cost of your policy, you can set up a Direct Debit to pay your premium in equal monthly installments.
Other Things To Think About
Private day nurseries, kindergartens, sure start nurseries, Montessori schools, and children’s centres, including breakfast clubs, after-school clubs, and summer camps, are all covered.
We can discuss all of these things and much more when you get in touch to talk about our nursery insurance coverage.
- Contents in transit
- Staff and children’s personal belongings
- Directors liability
- Breakdown of equipment
- Personal accidents
- Holding of money
- Employee dishonesty
- Crisis contaminants
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