Nursery Insurance

What is Nursery Insurance?

Nurseries are distinctive settings that necessitate specialised insurance to cover the range of risks they face. Choosing the right insurance is critical to safeguarding your organisation. We understand these risks and can recommend the appropriate coverages to create a customised insurance solution for your nursery based on your specific needs.

Why would I need Nursery Insurance?

Nursery insurance is designed to protect your company against a wide range of risks that may result in financial losses. Without the proper insurance in place to protect your income, you may be subject to claims against you that could impede your company’s future.

Public liability insurance:

If someone was to trip or fall and injure themselves on your property or in your care, your public liability insurance will cover medical and legal costs as well as any monetary awards.

Employers’ liability insurance:

If a member of staff was to be injured or harmed in any way while at work, this would cover the costs against the nursery.

Buildings, content, and equipment insurance:

At a nursery, you are likely to have lots of indoor and outdoor equipment, as well as the buildings themselves. This covers your property against fire, theft, flood damage, and so on.

Business interruption insurance:

If the business is interrupted for any reason, such as the above, and leaves you unable to trade, this covers you for the loss of earnings

Other Things To Think About

Private day nurseries, kindergartens, sure start nurseries, Montessori schools, and children’s centres, including breakfast clubs, after-school clubs, and summer camps, are all covered.

We can discuss all of these things and much more when you get in touch to talk about our nursery insurance coverage.

Contents in transit

Staff and children’s personal belongings

Directors liability

Breakdown of equipment

Personal accidents

Holding of money

Employee dishonesty

Crisis contaminants

Cybercrime

Terrorism

Insurance