As a small business, insurance might be the last thing on your to-do list. It’s costly, it’s…
FCA Authorised & Regulated
Specialist Cover Quoted within 24 hours
Dedicated UK Insurance Specialists
50,000 + Active Policyholders
Fast Specific Cover
We are industry specialists. We compare products and polices from many different insurers to save you time and money
Easy Claims Process
Accidents and Incidents can happen. When it does, rest easy knowing our team is on hand to make this process as quick and easy as possible
No mid term fees, ever
As you business grows and evolves you can be sure that we wont make any additional charges to your insurance policy so you need to scale up or down.
Refer a friend to us and you can receive up to £50. Your friend will receive the great benefits that you do too.
Specialist that understand
We know how your business works and where the potential pitfals are. Help is always on hand, whenever you need it.
Tailor made policies
We realise that one size doesn’t fit all. Our policies are expertly crafted to meet your specific requirements.
Clarity of cover and putting you first. Its built into our ethos and everything we do at Livingstones. Put us to the test, you'll be glad you did.
Positive green credentials
We support local charities and are making huge strides to reduce our environmental impact as much as possible.
To help you budget, we offer monthly installments on all of our products. A small helping hand to help with your finances.
Why should you get Charity Insurance?
Breathe easy and focus on your work
Find a level of protection that suits your specific needs
Protect your premises from property damage
Protect your premises against vandalism
Protect your charity from theft
Protect any employees with employer’s liability
Employer’s liability also covers issues relating to volunteers
Gain travel insurance if you travel to perform voluntary work
Receive financial help for legal claims against your charity
Receive financial help for personal injury claims
Protect trustees and directors against lawsuits
Help to maintain a positive reputation
Become more trustworthy to potential lenders or investors
Charity Insurance FAQs
It all depends on what type of charity you run and what you do. Some require more levels of coverage than others.
It is usually recommended that you get this coverage, just in case a third-part-time is injured while on your premises.
Yes, if you employ people to work for the charity, you are legally required to have employers liability insurance.
This covers you if your charity provides advice to third-parties and the third-party gets injured or ends up in some form of distress as a result of your advice. Not all charities need this, but some do.
Yes, if your charity travels a lot, you should add travel insurance as part of your policy to keep you protected during trips.
Charity insurance is geared towards non-profit organisations. If your organisation is set up to make a profit, you will require business insurance instead.
It can vary quite dramatically depending on the level of coverage you wish to have. The risk-rating of your charity is also taken into account.
Contact Livingstones Insurance and we will help you find the perfect charity insurance policy out there.
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