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Insurance
If you aren’t sure if you need insurance or not, then you are not alone. So many…
24.08.2022
FCA Authorised & Regulated
Specialist Cover Quoted within 24 hours
Dedicated UK Insurance Specialists
50,000 + Active Policyholders
Why Choose Us For Tradesman Insurance?
Livingstone Insurance has everything necessary to provide you with full tradesman insurance cover. With all of our experience in the industry, one of our advisors will be able to get you on the right track to keep your individual business safe.
Each of our clients is important to us, which is why we do everything in our power to ensure that you are covered for every possibility.
Fast Specific Cover
We are industry specialists. We compare products and polices from many different insurers to save you time and money
Easy Claims Process
Accidents and Incidents can happen. When it does, rest easy knowing our team is on hand to make this process as quick and easy as possible
No mid term fees, ever
As you business grows and evolves you can be sure that we wont make any additional charges to your insurance policy so you need to scale up or down.
Customer Rewards
Refer a friend to us and you can receive up to £50. Your friend will receive the great benefits that you do too.
Specialist that understand
We know how your business works and where the potential pitfals are. Help is always on hand, whenever you need it.
Tailor made policies
We realise that one size doesn’t fit all. Our policies are expertly crafted to meet your specific requirements.
Customer Service
Clarity of cover and putting you first. Its built into our ethos and everything we do at Livingstones. Put us to the test, you'll be glad you did.
Positive green credentials
We support local charities and are making huge strides to reduce our environmental impact as much as possible.
Monthly installments
To help you budget, we offer monthly installments on all of our products. A small helping hand to help with your finances.
Why would I need Tradesman Insurance?
Tradesman Insurance FAQs
A tradesman is anyone who specialises in a trade or craft that requires a specific skill set.
The jobs that tradesmen undertake usually involve slightly more risk than other professions because of the tools that are used. As such, it’s important that you are covered.
Any optional add-ons that apply to your work are going to be needed. This will depend on the nature of your trade and whether you have employees.
This will depend on what your trade is, who is involved, and how much risk there is to others. You should speak to one of our specialists to determine the level of cover that you need.
You should always add legal cover to your insurance policy so that if you are involved in a legal dispute, you are covered against any issues that come with this.
If you have employees then you are under legal obligation to have Employers Liability insurance as this covers injury and sickness claims from your employees.
Public liability insurance is the most important cover you will require as a tradesman as it protects bodily injury and damage to property.
Do you use tools and a laptop in your trade? Who is responsible for the work and materials under the contract that you have?
Benefits Of Tradesman Insurance
Tradesman insurance comes with many benefits depending on the policy that you choose. The advantages are:
- Protection of property and bodily damage
- You can add protection in case of legal proceedings
- Prevents money loss if someone is sick or injured
- You won’t be worried about every little thing possibly going wrong
- Option to protect your equipment
- Avoid you having to shut down your operations
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