Does the proposed premises comply with the minimum security requirements described below?

1) The Final Exit Door of the premises is fitted with either a mortice deadlock / hook lock, which has 5 or more levers with matching boxed striking plate and conforms to BS3621 standard, or a cylinder operated deadlock or a deadlocking multi-point locking system. Timber doors frames to be at least 45mm thick. All aluminium framed doors are to be fitted with a swing bolt type mortice deadlock.

2) All other external doors and all internal doors giving access to any part of the building not occupied by the insured for the purposes of the business, are fitted with either, the security detailed in 1), or two key operated security bolts of doors, fitted approximately 30cm from both the top and bottom of the door.

3) All Cellar Flaps are fitted with the security as detailed in 1), or 5 lever close-shackle padlocks, together with substantial locking bars.

4) All ground floor and basement opening windows and skylights and all other opening windows and skylights, accessible from roofs, balconies, decks, canopies, down pipes or canopies must be fitted with key operated window locks or permanently fixed shut. Any door or window officially designated to be a Fire Exit by the Fire Authority is excluded from these requirements.

Neither the Proposer, nor any directors or partners in the business either personally or in connection with the business or in any other business capacity has ever:-

had an insurance contract cancelled or declared void by an insurer.

had different terms applied to an insurance contract by an insurer due to misrepresentation by: providing misleading or incorrect information, deliberately or recklessly withholding information or providing false documents.

had insurance cover restricted or cancelled due to non-compliance with risk improvement requirements.

been convicted of or charged with but not yet tried for a criminal offence other than motoring offences.

Health & Safety
Neither the Proposer, nor any directors or partners in the business either personally or in connection with the business or in any other business capacity has ever been:-

convicted of (or charged but not yet tried with) a breach of any UK health and safety legislation by any official body regulatory authority or enforcing authority.

served with a prohibition notice or improvement notice in connection with any UK health and safety legislation by any official body regulatory authority or enforcing authority.

served with a clean-up notice in connection with any UK health and safety legislation by any official body regulatory authority or enforcing authority.

All lifting plant and pressure vessels/boilers which are subject to Statutory Regulations are regularly inspected by qualified engineers as required by the legislation.

complies with their legal obligations under UK health and safety legislation.

Financial
Neither the Proposer, nor any directors or partners in the business or in the name of any other business which any of us had an interest have:-

been declared bankrupt or insolvent either as private individuals or in connection with any business within the last ten years.

been disqualified from holding a directorship.

been the subject of a County Court Judgement (or the Scottish equivalents) in respect of debt as private individuals or in connection with any business within the last six years.

been a director or partner in a business that has been the subject of a County Court Judgement (or the Scottish equivalents) in respect of debt within the last six years.

been officers of a company that has been declared insolvent, or had a receiver or liquidator appointed, or entered into arrangements with creditors in accordance with the Insolvency Act 1986 within the last ten years.