As a small business, insurance might be the last thing on your to-do list. It’s costly, it’s…
FCA Authorised & Regulated
Specialist Cover Quoted within 24 hours
Dedicated UK Insurance Specialists
50,000 + Active Policyholders
Fast Specific Cover
We are industry specialists. We compare products and polices from many different insurers to save you time and money
Easy Claims Process
Accidents and Incidents can happen. When it does, rest easy knowing our team is on hand to make this process as quick and easy as possible
No mid term fees, ever
As you business grows and evolves you can be sure that we wont make any additional charges to your insurance policy so you need to scale up or down.
Refer a friend to us and you can receive up to £50. Your friend will receive the great benefits that you do too.
Specialist that understand
We know how your business works and where the potential pitfals are. Help is always on hand, whenever you need it.
Tailor made policies
We realise that one size doesn’t fit all. Our policies are expertly crafted to meet your specific requirements.
Clarity of cover and putting you first. Its built into our ethos and everything we do at Livingstones. Put us to the test, you'll be glad you did.
Positive green credentials
We support local charities and are making huge strides to reduce our environmental impact as much as possible.
To help you budget, we offer monthly installments on all of our products. A small helping hand to help with your finances.
Why should I take Fish & Chip Shop Insurance
It’s the best option for your staff
If employees are the most valuable asset to your business, then fish and chip shop insurance is an essential form of protection. Aside from safeguarding them, it can promote increased morale and productivity.
It’s the best option for your sanity
Running a hectic fish and chip shop business is hard enough without the stress of potential damages and financial losses that are out of your control. Remove the vulnerabilities and you’ll be ready to focus on actually running the company.
It’s the best option for your finances
Business insurance is an extra expense, but the fish and chip shop insurance premiums are tiny in comparison to the costs linked to covering the damages caused by unforeseen business circumstances.
Providing further insight into fish and chip shop insurance.
You are not legally required to take out a dedicated fish and chip shop insurance package. Still, there is an obligation to take out liability insurance and other assets linked to the food preparation and delivery services. This comprehensive coverage makes things easier.
As a fish and chip shop owner, you can extend your coverage to as many employees as required. However, it will be necessary to record their salaries or wages during the application for accurate quotes.
Only your fish and chip shop business can answer this. However, our agents can guide you through the process to ensure that all decisions are made to build a fully tailored service that covers all aspects of insurance that are required.
Yes, guest rooms at the property address of the fish and chip shop can be included by some insurers, although the package will need to reflect this. This can start at the same time as the food business coverage.
Quotes can be found in a matter of minutes thanks to our agents. Following a formal application, you can get an immediate answer before starting the coverage on whatever date you feel is most suitable.
Time is money, but business interruption coverage ensures that you don’t miss out on profits while a solution is found or claim is handled to recover any damage to your fish and chip shop. This extra form of protection subsequently enables a faster return to operations.
Other things to consider
Every day is a new challenge for fish and chip shop businesses, and you will face particularly hectic moments during peak times. With insurance coverage in place, you don’t only gain direct benefits. Your company can see a host of indirect rewards too.
- Having insurance coverage gives your establishment a professional look.
- Satisfying legal compliance is a key step to getting funding.
- The fish and chip insurance promotes productivity by removing distractions.
- If an unwanted situation surfaces, you’ll know how to respond.
- Staff productivity can benefit as a direct result.
- You can make clearer forecasts regarding financial circumstances.
- Without insurance, the cloud of doubt will always circle above.
- Downtime without protection will cost you thousands of pounds at peak times.
- A lack of funds to replace stock or equipment would slam the breaks on
- The presence of fish and chip coverage will benefit your personal life.
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