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Insurance
If you aren’t sure if you need insurance or not, then you are not alone. So many…
24.08.2022
FCA Authorised & Regulated
Specialist Cover Quoted within 24 hours
Dedicated UK Insurance Specialists
50,000 + Active Policyholders
Why Choose Us For Guest House Insurance?
We know that guest house owners put their heart and soul into making their guest house safe and comfortable for their customers. We want to make you feel safe and comfortable, which is why we offer tailored insurance plans to protect you and your business.
Fast Specific Cover
We are industry specialists. We compare products and polices from many different insurers to save you time and money
Easy Claims Process
Accidents and Incidents can happen. When it does, rest easy knowing our team is on hand to make this process as quick and easy as possible
No mid term fees, ever
As you business grows and evolves you can be sure that we wont make any additional charges to your insurance policy so you need to scale up or down.
Customer Rewards
Refer a friend to us and you can receive up to £50. Your friend will receive the great benefits that you do too.
Specialist that understand
We know how your business works and where the potential pitfals are. Help is always on hand, whenever you need it.
Tailor made policies
We realise that one size doesn’t fit all. Our policies are expertly crafted to meet your specific requirements.
Customer Service
Clarity of cover and putting you first. Its built into our ethos and everything we do at Livingstones. Put us to the test, you'll be glad you did.
Positive green credentials
We support local charities and are making huge strides to reduce our environmental impact as much as possible.
Monthly installments
To help you budget, we offer monthly installments on all of our products. A small helping hand to help with your finances.
Why would I need Guest House Insurance?
Hotels and guest houses are busy places with a lot of people coming and going, kitchen equipment, and different food safety standards. By insuring your Hotel, B&B, or Guest House, you can ensure that you are protected if anything from an accident to vandalism occurs on your property.
Building cover
This covers damage to your bed & breakfast or guest house including any additional buildings within the boundary of the property from insured events such as fire or escape of water. It covers the cost of rebuilds if it was damaged beyond repair.
Theft of taking:
This feature protects your business money as well as damage to your employees' clothing and personal belongings as a result of money theft or attempted theft in your bed and breakfast or guest house.
Employee’s liability:
This is a legal requirement if you have any employees, to protect both you and them in the event of an allegation or a claim made against you
Business contents:
There will be lots of things that could get damaged in your guest house - furniture, curtains, linens, TV’s - and these will be all covered by business contents insurance
FAQ’s About Guest House Insurance
As long as your mortgage provider allows you to rent your property out, then it is something that we should be able to do. Get in touch to find out if we can provide cover.
Yes, we do, as long as you have the appropriate license.
Yes, that is something that we can cover
Generally, no, but there may be some exceptions. Give us a call to find out more about catering offsite.
Once making sure everyone and everything is safe, you need to give us a call as soon as possible. Make sure you collect evidence - contact details of any potential witnesses or people involved, photographic evidence, and so on.
Other Things To Think About
- Business interruption insurance
- Boiler cover
- Swimming pool cover (if appropriate)
- Deterioration of stock
- Cash on premises
- Guest possessions cover
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