If you aren’t sure if you need insurance or not, then you are not alone. So many…
FCA Authorised & Regulated
Specialist Cover Quoted within 24 hours
Dedicated UK Insurance Specialists
50,000 + Active Policyholders
Fast Specific Cover
We are industry specialists. We compare products and polices from many different insurers to save you time and money
Easy Claims Process
Accidents and Incidents can happen. When it does, rest easy knowing our team is on hand to make this process as quick and easy as possible
No mid term fees, ever
As you business grows and evolves you can be sure that we wont make any additional charges to your insurance policy so you need to scale up or down.
Refer a friend to us and you can receive up to £50. Your friend will receive the great benefits that you do too.
Specialist that understand
We know how your business works and where the potential pitfals are. Help is always on hand, whenever you need it.
Tailor made policies
We realise that one size doesn’t fit all. Our policies are expertly crafted to meet your specific requirements.
Clarity of cover and putting you first. Its built into our ethos and everything we do at Livingstones. Put us to the test, you'll be glad you did.
Positive green credentials
We support local charities and are making huge strides to reduce our environmental impact as much as possible.
To help you budget, we offer monthly installments on all of our products. A small helping hand to help with your finances.
Why would I need social club insurance?
Protection against compensation culture:
Social club insurance will cover issues that arise when you’re not the responsible party and help protect you from others taking legal action. Standard bar and nightclub insurance usually include both general and alcohol liability. Having general liability cover gives you overall protection in the case of accidents involving your customers, for example, if someone were to slip or fall in the social club.
To cover damage at your social club:
Having social club insurance will give you peace of mind so you sleep soundly at night. You’ll feel confident knowing your business is protected and you can focus on other business initiatives instead of wasting your time worrying about what to do when accidents occur. If anything should arise, you’ll have the funds you need to fix the problem and get back to work.
To Stay Competitive:
Another reason to have social club insurance is so your business can stay competitive. You want to be taken seriously in your community and as a business owner so you must take the proper measures to ensure you’re protected and that you’re keeping your premises and patrons safe and out of harm’s way.
This will depend upon your business and unique circumstances. Please give us a call to discuss your options.
Run-off cover is put in effect should an entity cease to trade or a practise cease to operate. Run-off cover provides protection for previous work undertaken in the event a claim may arise after the practise has closed.
Please contact us for a free quote and to check insurance availability for your business.
Other Things to Consider
What else you need will depend upon your business and unique requirements for ensuring you’re protected.
- Weather events
- Unexpected incidents
- Injury of patrons or staff
- Medical and legal costs
- Personal accident
- Goods in transit
- Money cover
- Buildings cover
Articles & Insights
Do you want to make sure that you run your social media account as efficiently as possible?…
It doesn’t matter whether you run a start-up or whether you run an established organisation. It’s so…
Businesses of all sizes need to take steps to ensure they don’t hit any roadblocks on their…
As a small business, insurance might be the last thing on your to-do list. It’s costly, it’s…
Restaurant Insurance – What insurance do I need when running a restaurant?
The restaurant business is one of…