FCA Authorised & Regulated

FCA Authorised & Regulated

Specialist Cover Quoted within 24 hours

Specialist Cover Quoted within 24 hours

Dedicated UK Insurance Specialists

Dedicated UK Insurance Specialists

50,000 + Active Policyholders

50,000 + Active Policyholders

Why choose Livingstones for your Takeaway Insurance

Why do I need Takeaway Insurance

Satisfy legal requirements
As a food preparation and delivery service, you face several industry-specific legal requirements on top of standard UK business regulations. A single premium to cover all aspects ensures compliance across all issues.
Satisfy employee demands
In addition to protecting assets, takeaway insurance keeps employees covered in the kitchen and on the road. This is the least that they deserve when representing your business and can go a long way to keeping them happy and productive.
Satisfy your personal needs
When running a take away business, the last thing you need is to worry about whether an unforeseen issue could lead to financial problems and permanent closure. The right coverage is vital for you as a person as well as a business owner.

What do you need to about Take Away Insurance ?

The answers to other issues related to take away insurance for food businesses.
A growing number of food establishments have added deliveries to their service in response to the pandemic. Take away insurance coverage can extend to businesses that now offer this as an additional service, or within a restaurant insurance plan
In short: yes. The comprehensive insurance coverage will include protection for cash that’s kept on site during peak times or overnight in the safe, as well as reimbursements for business interruptions and downtime
Yes. If this is required, some insurers will provide quotes that extend the protection to cover guest rooms and tenants at the same address as your takeaway or food preparation properties.
Yes. Takeaway insurance coverage can only be offered to registered companies that can supply their Employer Reference Number (ERN) at the point of application. So, you must be registered with HMRC.
Some of the issues covered by the insurance plan will fall under the category of claims that require a voluntary or standard excess. This rate varies from one insurer to the next but will be detailed clearly in the summary page.
The exact costs will depend on various contributing factors that will be added to your £5m standard liability insurance. However, with all plans tailored specifically to the needs of your business, you will get the best outcome.

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