Land Liability Insurance
If you own land, it’s up to you to keep the public safe, even if there’s no public right of way. If someone claims against you, and you are unable to prove there was no negligence, you’ll still be liable.
Claims could be made for example if a car is damaged by a pothole on a private road, someone is hurt because of a broken fence, a stile is poorly maintained or a tree falls, hurting someone or something.
Land liability insurance provides cover to the owner of property or land to pay for their legal liability if someone else is hurt or any of their belongings damaged when visiting (or even trespassing on) your property.
A wide range of different types of land can have this insurance cover, including car parks, brownfield or development sites, fields and moorland, woods, pastureland, empty or rough land and private roads, as well as self-build sites.
You can arrange this cover so that it includes:
• Public liability insurance – offering protection if someone has an accident on your land
• Employer’s liability insurance – legally needed even for volunteers and part-time members of staff
• Public access – this offers cover for when people are on bridleways or paths running through your land
• Directors’ and Officers’ Insurance – A good idea if a residents’ association or other committee looks after the land in question
This insurance cover can give you peace of mind.
An insurance policy can be tailored to suit your exact needs, whatever kind of land you have and however it is used. Find out more today by calling us on 020 8903 9412.