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Insurance
If you aren’t sure if you need insurance or not, then you are not alone. So many…
24.08.2022
FCA Authorised & Regulated
Specialist Cover Quoted within 24 hours
Dedicated UK Insurance Specialists
50,000 + Active Policyholders
Why Choose Us For Block of Flats Insurance?
Livingstones Insurance is perfectly equipped to help you get the best block of flats insurance policy in the UK! Contact us today, and you’ll benefit from:
Fast Specific Cover
We are industry specialists. We compare products and polices from many different insurers to save you time and money
Easy Claims Process
Accidents and Incidents can happen. When it does, rest easy knowing our team is on hand to make this process as quick and easy as possible
No mid term fees, ever
As you business grows and evolves you can be sure that we wont make any additional charges to your insurance policy so you need to scale up or down.
Customer Rewards
Refer a friend to us and you can receive up to £50. Your friend will receive the great benefits that you do too.
Specialist that understand
We know how your business works and where the potential pitfals are. Help is always on hand, whenever you need it.
Tailor made policies
We realise that one size doesn’t fit all. Our policies are expertly crafted to meet your specific requirements.
Customer Service
Clarity of cover and putting you first. Its built into our ethos and everything we do at Livingstones. Put us to the test, you'll be glad you did.
Positive green credentials
We support local charities and are making huge strides to reduce our environmental impact as much as possible.
Monthly installments
To help you budget, we offer monthly installments on all of our products. A small helping hand to help with your finances.
Why do you need Block of Flats Insurance?
If you own a block of flats, you need this type of insurance to protect your assets. It can help you with the following issues:
Damage to your property on the inside
Damage to your property on the outside
Faulty utilities
Tenants not paying rent on time
Tenants paying too little rent
Fire damage
Water damage
Flood damage
Any type of weather damage
Theft of your belongings
Damage to your belongings
Vandalism on your property
The cost of temporarily housing tenants in another property
Legal fees arising from tenancy disputes
Access to all of the above features for numerous flats in a block!
Block of Flats Insurance FAQs
Landlords that own and rent out entire blocks of flats.
Yes, this protects all of your flats from property damages.
Yes, this is paired with buildings cover to form a basic block of flats insurance policy.
All of the landlord's belongings are covered and protected against theft or damages. Your tenant's belongings will not fall under this coverage!
Yes, in instances where tenants are late or refuse to pay rent, you can make an insurance claim to gain financial compensation.
It's impossible to tell as it varies depending on the flats, where they're located, and so on. You can call us for a consultation, which will help you understand how much your policy may cost.
No, they offer the same coverage, but for different property owners. Landlords insurance is for people who own different individual properties that are rented out, rather than an entire block of flats.
You don't, but most mortgage lenders require it as a pre-requisite when applying for loans. It is also deemed essential if you want to protect your flats.
You have peace of mind knowing that all of your properties are protected against various potential issues, saving you lots of stress and money.
Yes, the flats themselves and the communal areas within them are covered by buildings and contents insurance, along with all other coverage your policy includes.
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