If you aren’t sure if you need insurance or not, then you are not alone. So many…
FCA Authorised & Regulated
Specialist Cover Quoted within 24 hours
Dedicated UK Insurance Specialists
50,000 + Active Policyholders
Fast Specific Cover
We are industry specialists. We compare products and polices from many different insurers to save you time and money
Easy Claims Process
Accidents and Incidents can happen. When it does, rest easy knowing our team is on hand to make this process as quick and easy as possible
No mid term fees, ever
As you business grows and evolves you can be sure that we wont make any additional charges to your insurance policy so you need to scale up or down.
Refer a friend to us and you can receive up to £50. Your friend will receive the great benefits that you do too.
Specialist that understand
We know how your business works and where the potential pitfals are. Help is always on hand, whenever you need it.
Tailor made policies
We realise that one size doesn’t fit all. Our policies are expertly crafted to meet your specific requirements.
Clarity of cover and putting you first. Its built into our ethos and everything we do at Livingstones. Put us to the test, you'll be glad you did.
Positive green credentials
We support local charities and are making huge strides to reduce our environmental impact as much as possible.
To help you budget, we offer monthly installments on all of our products. A small helping hand to help with your finances.
Why Do You Need Commercial Property Insurance?
Regardless of the type of commercial property you own, you will benefit from having commercial property insurance. It can help you:
Recover any lost funds from tenants
Save money on repairs and maintenance
Recover quickly after a disaster
Protect your property from storm or flood damage
Find quick solutions to prevent a dip in business productivity
Improve the appeal of your commercial properties
Potentially find more long-term tenants
Protect your business or tenants from break-ins
Gain much-needed financial protection at all times
Tailor a policy specific to your needs as a business owner
Appeal to mortgage lenders
Cover any legal fees arising from tenancy disputes
Cover legal fees relating to personal injuries
Commercial Property Insurance FAQs
Do you own a commercial property? If so, you will need this type of insurance to protect your finances.
Anything from offices to restaurants - as long as the property is used commercially, it falls under this category.
Yes, as certain risks may present themselves more strongly in some properties than others. Your coverage depends on your needs.
Buildings cover Contents cover Accidental damages Public liability Loss of rent Equipment failures Utility failuresThe list goes on, so contact us to learn more about what you can cover!
Yes, landlords can get this insurance, provided you're renting the property out for commercial use. E.g. renting an office to a business.
No, but it is highly recommended to protect your property and secure your finances.
It's possible, though highly unlikely. While not a legal obligation, commercial property insurance is regularly listed as an essential requirement by mortgage lenders.
No, the two are fundamentally different in that they tackle two different types of real estate. Commercial properties differ from residential ones, and this is reflected in the policies.
You can, but there's a limit to which this insurance holds. It tends to be 30 days, after which you need unoccupied property insurance instead.
The price of your policy is based on the value of your property, the contents inside it, and the level of coverage you require.
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