As a small business, insurance might be the last thing on your to-do list. It’s costly, it’s…
FCA Authorised & Regulated
Specialist Cover Quoted within 24 hours
Dedicated UK Insurance Specialists
50,000 + Active Policyholders
Fast Specific Cover
We are industry specialists. We compare products and polices from many different insurers to save you time and money
Easy Claims Process
Accidents and Incidents can happen. When it does, rest easy knowing our team is on hand to make this process as quick and easy as possible
No mid term fees, ever
As you business grows and evolves you can be sure that we wont make any additional charges to your insurance policy so you need to scale up or down.
Refer a friend to us and you can receive up to £50. Your friend will receive the great benefits that you do too.
Specialist that understand
We know how your business works and where the potential pitfals are. Help is always on hand, whenever you need it.
Tailor made policies
We realise that one size doesn’t fit all. Our policies are expertly crafted to meet your specific requirements.
Clarity of cover and putting you first. Its built into our ethos and everything we do at Livingstones. Put us to the test, you'll be glad you did.
Positive green credentials
We support local charities and are making huge strides to reduce our environmental impact as much as possible.
To help you budget, we offer monthly installments on all of our products. A small helping hand to help with your finances.
Why would I need Landlord Insurance?
Landlord Insurance FAQs
Anyone that rents out a property should have landlord insurance.
No, you are not legally obligated to take out a landlord insurance policy. Nevertheless, it is essential as regular home insurance won't cover you for rental activities
Yes, your regular home insurance still won't provide cover for this.
It covers everything relating to risks associated with your rental property and tenants. This typically includes building insurance and property owner's liability as a bare minimum.
Absolutely! You can add coverage to protect your finances in instances where rent goes unpaid.
Yes, provided you choose this option when buying your policy. This protects household items from damages or theft.
No, only your items are covered if you chose contents insurance. Make sure they're aware of this before signing the contract.
This covers you if your buy-to-let property is a victim of things like floods, extreme storms, fires, and so on.
This is a key part of your policy, covering any claims made against you by tenants.
It depends on the value of your property and the value of its contents. Feel free to contact us for more information if you need help.
The Benefits of Landlord Insurance
Landlord insurance can be highly beneficial for all landlords, regardless of your tenants. It offers the following advantages:
- Prevent money loss
- Get coverage for property damage
- Protect your belongings against theft/damage
- Protect yourself against legal claims
- Protect your property from vandalism
- Reduce the impact of storm damage on your properties
- Stress less about your properties
- Appeal to mortgage lenders
- Make your properties appeal more to tenants
- Added protection when tenants don't pay rent
- Cover multiple properties with one policy
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