You, the Insured:
• are an individual and/or a sole trader • are qualified and/or certified to perform the declared activities? (Proof may be required) • have had continuous Claims Made cover in force which supports the Retroactive Date you have selected to cover your past work – Refer to Further Information below Do not perform any of the following as this Insurance does not apply to Damages or Claims Expenses incurred with respect to any Claim or any Inquest Costs arising out of or resulting from:
• aesthetic or cosmetic procedures • any teeth whitening without the prescription form a General Dental Council (GDC) registered dentist • medical services to professional sports individuals or elite athletes • birthing, obstetric or fetal scanning activities • surgery other than the removal of non-cancerous moles, skin tags, cysts, milia or warts • any e-consultations or provide any advice given over the internet including the online prescribing of drugs • any spinal joint manipulations • treatments relating to clinical trials • duties for a 111 or 999 service provider other than an advisory role for medicine management or as a direct referral from a 111 service provider • out of hours or remote services without access to a General Medical Council (GMC) registered general practitioner or a General Dental Council (GDC) registered dentist at all times Have not been:
• refused suspended, withdrawn or conditions or restrictions imposed by a regulatory or licensing body • subject to a criminal conviction (excluding motor offences) or have any pending criminal matters awaiting a court hearing • subject to any claim or circumstance or complaint which may result in a Medical Malpractice, Professional Indemnity or Public Liability claim
All the statements in this Statement of Facts together with any oral or written statements provided to us are true, complete and not misleading.
This statement does not obligate us to provide insurance cover.
You agree that you will inform us of any l changes to the information supplied on this statement of facts prior to the bind date of this insurance and between the bind date and the inception date of the insurance and we may withdraw or modify any terms accordingly. We will not provide any cover in respect of liability from such changes unless we agree in writing to accept the altered risk.
In accordance with the Insurance Act 2015, I have made a fair presentation of the risk. If you are unsure of your duty of fair presentation, please ask us for further information.
Neither the Proposer, nor any directors or partners in the business either personally or in connection with the business or in any other business capacity has ever:-
had an insurance contract cancelled or declared void by an insurer.
had different terms applied to an insurance contract by an insurer due to misrepresentation
had insurance cover restricted or cancelled due to non-compliance with risk improvement requirements.
been convicted of or charged with but not yet tried for a criminal offence other than motoring offences.
been convicted of (or charged but not yet tried with) a breach of any UK health and safety legislation by any official body regulatory authority or enforcing authority.
been served with a prohibition notice or improvement notice in connection with any UK health and safety legislation by any official body regulatory authority or enforcing authority.
been served with a clean-up notice in connection with any UK health and safety legislation by any official body regulatory authority or enforcing authority.All lifting plant and pressure vessels/boilers which are subject to Statutory Regulations are regularly inspected by qualified engineers as required by the legislation.
complies with their legal obligations under UK health and safety legislation.
been declared bankrupt or insolvent either as private individuals or in connection with any business within the last ten years.
been disqualified from holding a directorship.
been the subject of a County Court Judgement (or the Scottish equivalents) in respect of debt as private individuals or in connection with any business within the last six years.
been a director or partner in a business that has been the subject of a County Court Judgement (or the Scottish equivalents) in respect of debt within the last six years.
been officers of a company that has been declared insolvent, or had a receiver or liquidator appointed, or entered into arrangements with creditors in accordance with the Insolvency Act 1986 within the last ten years.