Mini fleet insurance is a cost-effective alternative for small businesses or families to secure a fleet of vehicles against possible accidents, damage or breakdowns. Many small businesses operate under tight budgets and every pound saved can prove valuable.
For many companies such as haulage and taxi firms, fleets form the lifeline of the business and need to be maintained to prevent any disruption to day to day running. Mini fleet insurance allows for easier and more affordable cover for all vehicles, to allow your fleet to get back to business as soon as possible.
Rather than individual insurance for each car in your fleet, companies or individuals who own multiple vehicles can opt for mini fleet insurance or regular fleet insurance to cover all their vehicles under one insurance policy with a combined premium.
Mini fleet insurance can support a diverse mix of vehicles, making it easier to cover personal and commercial vehicles in the same policy. The exact value of the policy will differ based on several factors; such as the number of vehicles, the condition of the vehicles, the age of the drivers and the purpose of the vehicle. Insurance quotes also vary based on the safety and security systems built into the vehicles.
Naturally your mini fleet insurance policy will be tailored to your specific needs, but you can expect to benefit from the following services:
- Damage and accidents cover
- Courtesy vehicles
- Telephone customer support
- Comprehensive third party cover against fire and theft
- Breakdown cover
So what are the benefits of Mini Fleet Insurance? A mini fleet insurance scheme provides a cost-effective and flexible way to keep commercial vehicles on the road and cover any repairs or damages to the cars included in the fleet.
Mini fleet policies allow for a mixed fleet with a minimum of two vehicles, making it a viable choice for self-employed individuals such as electricians, plumbers, florists and couriers to cover their personal vehicle and commercial vehicle in a single policy.
For small businesses, features such as break down cover and on-site recovery and support can prove valuable to cut-down on company losses due to the unexpected down-time.
You can also benefit from discounts on every new vehicle added to the fleet, allowing businesses to gradually expand without having to worry about the fleet being adequately covered.