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Insurance
If you aren’t sure if you need insurance or not, then you are not alone. So many…
24.08.2022
FCA Authorised & Regulated
Specialist Cover Quoted within 24 hours
Dedicated UK Insurance Specialists
50,000 + Active Policyholders
Why Choose Us For Your Mini Fleet Insurance?
At Livingstones Insurance, we understand that saving money is always a priority for small businesses. Insuring all of your vehicles separately is incredibly expensive and we can help you find a mini fleet insurance policy to cover them all.
It is our promise that we will work hard to find the cheapest possible solution to protect the vehicles you rely on, so get in touch today.
Fast Specific Cover
We are industry specialists. We compare products and polices from many different insurers to save you time and money
Easy Claims Process
Accidents and Incidents can happen. When it does, rest easy knowing our team is on hand to make this process as quick and easy as possible
No mid term fees, ever
As you business grows and evolves you can be sure that we wont make any additional charges to your insurance policy so you need to scale up or down.
Customer Rewards
Refer a friend to us and you can receive up to £50. Your friend will receive the great benefits that you do too.
Specialist that understand
We know how your business works and where the potential pitfals are. Help is always on hand, whenever you need it.
Tailor made policies
We realise that one size doesn’t fit all. Our policies are expertly crafted to meet your specific requirements.
Customer Service
Clarity of cover and putting you first. Its built into our ethos and everything we do at Livingstones. Put us to the test, you'll be glad you did.
Positive green credentials
We support local charities and are making huge strides to reduce our environmental impact as much as possible.
Monthly installments
To help you budget, we offer monthly installments on all of our products. A small helping hand to help with your finances.
Why would I need Mini Fleet Insurance?
Mini Fleet Insurance FAQs
Any business that uses vehicles, such as taxi companies, tradespeople, courier companies etc.
The upper limit of vehicles depends on the insurer but the minimum is usually 2, which is ideal for small businesses that only have a handful of vehicles.
If vehicles are used by your business, they will be covered. This includes cars, trucks, bikes, HGV and LGV vehicles. Any specialist vehicles can be discussed on a case by case basis with the insurer.
Many businesses use a mix of vehicles and these can all be covered under one single policy.
If your business acquires new vehicles, they can be added to your policy at a later date. Vehicles can also be removed if they are sold.
The price of your policy will vary depending on a number of factors including the type and number of vehicles that are covered, the age of the drivers, and the nature of the business. Safety features on the vehicles can also have an impact on the price too.
Taking out mini fleet insurance is a much cheaper option than insuring vehicles separately. However, we will work with you to find the most affordable policy for your business.
If a personal vehicle is used for business purposes, it can be covered under a mini fleet insurance policy.
This all depends on your insurer, but some policies include public liability insurance as an added extra.
Benefits of Mini Fleet Insurance
- Protect the assets your business relies on
- Keep your fleet on the road
- Cover all vehicles with a single policy
- Flexibility to add and remove vehicles
- Discounts for new vehicles
- Courtesy vehicles provided
- Minimum of two vehicles
- Experienced insurer’s
- Amazing customer service
- 24/7 dedicated claims line
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