FCA Authorised & Regulated

FCA Authorised & Regulated

Specialist Cover Quoted within 24 hours

Specialist Cover Quoted within 24 hours

Dedicated UK Insurance Specialists

Dedicated UK Insurance Specialists

50,000 + Active Policyholders

50,000 + Active Policyholders

Why Choose Us For Your Motor Trade Insurance?

Motor trade insurance is a necessity but many businesses don’t understand what cover they need. Livingstones Insurance is here to help you get the cover you need.

We always strive to find the cheapest possible deals for our customers, so get in touch today and we can discuss your motor trade insurance needs.

Why would I need Motor Trade Insurance?

Motor Trade Insurance FAQs

The motor trade industry focuses on the sale, maintenance and repair of motor vehicles. It also encompasses the design and manufacture of vehicles. If your business falls under this umbrella, you need motor trade insurance.
Motor trade insurance provides cover for things like delivery and collection of vehicles, test driving of vehicles, vehicles that are part of a demonstration, and any vehicles bought for trade purposes. Combined policies will also cover your premises, tools, stock, and cash kept on site.
The cost of motor trade insurance varies a lot, depending on the nature of your business, the size of the company, and the level of coverage you need. Here at Livingstones Insurance, we will work with a range of insurers to save you as much money as possible.
Working with an experienced insurance company is the best way to save money while also ensuring you get the need.
The majority of motor trade insurance policies will cover personal vehicles when used for trade purposes.
This depends on the insurer as some consider them to be too high risk. However, we can work with you to find a policy that covers all of your vehicles.
Yes. In most cases, insurers will have no problem covering lease or hire purchase vehicles.
Yes. Insurers recognise that needs change as businesses evolve, so it won’t be a problem to change your cover.
Yes. In almost all cases, you need to provide proof of trading when taking out motor trade insurance.
Yes. Most policies are flexible and allow you to add employees.

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