If you aren’t sure if you need insurance or not, then you are not alone. So many…
FCA Authorised & Regulated
Specialist Cover Quoted within 24 hours
Dedicated UK Insurance Specialists
50,000 + Active Policyholders
Fast Specific Cover
We are industry specialists. We compare products and polices from many different insurers to save you time and money
Easy Claims Process
Accidents and Incidents can happen. When it does, rest easy knowing our team is on hand to make this process as quick and easy as possible
No mid term fees, ever
As you business grows and evolves you can be sure that we wont make any additional charges to your insurance policy so you need to scale up or down.
Refer a friend to us and you can receive up to £50. Your friend will receive the great benefits that you do too.
Specialist that understand
We know how your business works and where the potential pitfals are. Help is always on hand, whenever you need it.
Tailor made policies
We realise that one size doesn’t fit all. Our policies are expertly crafted to meet your specific requirements.
Clarity of cover and putting you first. Its built into our ethos and everything we do at Livingstones. Put us to the test, you'll be glad you did.
Positive green credentials
We support local charities and are making huge strides to reduce our environmental impact as much as possible.
To help you budget, we offer monthly installments on all of our products. A small helping hand to help with your finances.
Why would I need Motor Trade Insurance?
Motor Trade Insurance FAQs
The motor trade industry focuses on the sale, maintenance and repair of motor vehicles. It also encompasses the design and manufacture of vehicles. If your business falls under this umbrella, you need motor trade insurance.
Motor trade insurance provides cover for things like delivery and collection of vehicles, test driving of vehicles, vehicles that are part of a demonstration, and any vehicles bought for trade purposes. Combined policies will also cover your premises, tools, stock, and cash kept on site.
The cost of motor trade insurance varies a lot, depending on the nature of your business, the size of the company, and the level of coverage you need. Here at Livingstones Insurance, we will work with a range of insurers to save you as much money as possible.
Working with an experienced insurance company is the best way to save money while also ensuring you get the need.
The majority of motor trade insurance policies will cover personal vehicles when used for trade purposes.
This depends on the insurer as some consider them to be too high risk. However, we can work with you to find a policy that covers all of your vehicles.
Yes. In most cases, insurers will have no problem covering lease or hire purchase vehicles.
Yes. Insurers recognise that needs change as businesses evolve, so it won’t be a problem to change your cover.
Yes. In almost all cases, you need to provide proof of trading when taking out motor trade insurance.
Yes. Most policies are flexible and allow you to add employees.
Benefits of Motor Trade Insurance
- Protect your business and assets
- Comprehensive cover for any vehicle and driver
- 24 hour dedicated claims line
- Amazing customer service
- Experienced insurer’s
- Low cost options
- Immediate cover
- Flexible payment options
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