If you aren’t sure if you need insurance or not, then you are not alone. So many…
FCA Authorised & Regulated
Specialist Cover Quoted within 24 hours
Dedicated UK Insurance Specialists
50,000 + Active Policyholders
Fast Specific Cover
We are industry specialists. We compare products and polices from many different insurers to save you time and money
Easy Claims Process
Accidents and Incidents can happen. When it does, rest easy knowing our team is on hand to make this process as quick and easy as possible
No mid term fees, ever
As you business grows and evolves you can be sure that we wont make any additional charges to your insurance policy so you need to scale up or down.
Refer a friend to us and you can receive up to £50. Your friend will receive the great benefits that you do too.
Specialist that understand
We know how your business works and where the potential pitfals are. Help is always on hand, whenever you need it.
Tailor made policies
We realise that one size doesn’t fit all. Our policies are expertly crafted to meet your specific requirements.
Clarity of cover and putting you first. Its built into our ethos and everything we do at Livingstones. Put us to the test, you'll be glad you did.
Positive green credentials
We support local charities and are making huge strides to reduce our environmental impact as much as possible.
To help you budget, we offer monthly installments on all of our products. A small helping hand to help with your finances.
What Does Our Home Insurance Cover?
Taking out home insurance doesn’t need to cost a fortune, we can help you to get the best rate and the most protection. We can offer you:
We know that when you have a high-value home- you may be more at risk when compared to someone who doesn’t. After all, high-value homes are often targeted by thieves, so you need to make sure that your policy covers you and that you feel protected by your insurance. We can ensure that this is the case, by providing you with insurance that covers your every need and more.
Cover for your property includes repairing structural damage, including sheds, fences and garages. We also cover the cost of repairing drains, cables and pipes.
Contents insurance covers you for any possessions you have, including if you take them out of the home or on holiday. Cover like this is essential to your peace of mind.
If you have jewellery, watches or gold then valuables cover will pay out in the event of theft or loss. Artwork and computers also fall under this category.
What do you need to about High value home ?
Accidental damage coverage will protect you if something gets damaged around the home. Most accidental damage claims come from those who have high-value possessions and young children.
If your home is worth over one million, then yes it will be classed as being high-value.
When you take out a policy, you may be asked to specify if there are any items that are high-value so you can take out additional coverage to ensure that you are protected. High-value items include artwork, precious metals, high-specification digital products or collectables.
Why Our Home Insurance is the Best On the Market
Our home insurance is the best on the market. We ensure that your personal needs are met by talking you through all of the insurance policies we have, while also making sure that the coverage you take out is appropriate for your home and the possessions you have. Any high-value items can also be insured through us, so you can count on us to offer you protection that is more than ample. If you want to know what you’ll be covered for, look below.
With so many options for coverage, it’s no wonder why our customers continue to choose us time and time again for all of their insurance needs. Take a look below to see our frequently asked questions.
- Accidental damage
- Water damage
- Lightning damage
- And more
Articles & Insights
Do you want to make sure that you run your social media account as efficiently as possible?…
It doesn’t matter whether you run a start-up or whether you run an established organisation. It’s so…
Businesses of all sizes need to take steps to ensure they don’t hit any roadblocks on their…
As a small business, insurance might be the last thing on your to-do list. It’s costly, it’s…
Restaurant Insurance – What insurance do I need when running a restaurant?
The restaurant business is one of…