020 8903 9412
Monday – Friday: 09:30 – 17:30
Search 
Get a Quote 
Live Chat
Insurance
If you aren’t sure if you need insurance or not, then you are not alone. So many…
24.08.2022
FCA Authorised & Regulated
Specialist Cover Quoted within 24 hours
Dedicated UK Insurance Specialists
50,000 + Active Policyholders
Why Choose Us For Your Insurance?
Fast Specific Cover
We are industry specialists. We compare products and polices from many different insurers to save you time and money
Easy Claims Process
Accidents and Incidents can happen. When it does, rest easy knowing our team is on hand to make this process as quick and easy as possible
No mid term fees, ever
As you business grows and evolves you can be sure that we wont make any additional charges to your insurance policy so you need to scale up or down.
Customer Rewards
Refer a friend to us and you can receive up to £50. Your friend will receive the great benefits that you do too.
Specialist that understand
We know how your business works and where the potential pitfals are. Help is always on hand, whenever you need it.
Tailor made policies
We realise that one size doesn’t fit all. Our policies are expertly crafted to meet your specific requirements.
Customer Service
Clarity of cover and putting you first. Its built into our ethos and everything we do at Livingstones. Put us to the test, you'll be glad you did.
Positive green credentials
We support local charities and are making huge strides to reduce our environmental impact as much as possible.
Monthly installments
To help you budget, we offer monthly installments on all of our products. A small helping hand to help with your finances.
Why Do You Need Household Insurance?
The reality is that you never know when disaster will strike. When it does, you should be able to rely on certain features to fix your home and return it to its former glory. These include everything from the money to pay for repairs to sourcing the perfect contractors for the job. With Livingstones Insurance, we understand what it takes to protect your pride and joy.
Safeguard against compensation
People are happy to sue for the smallest incidents nowadays. Don’t let an accident ruin your financially
Cover damage
Tradespeople aren’t cheap, which is why an insurer is necessary to pick up the tab
Peace of mind
Don’t lay awake at night wondering what might be. Use household insurance to ensure you rest easy
Reputation
Some companies have bad reputations, and they want to avoid them like the plague
Limits
If you can afford it, pay for more so that the money limits you can rely on are more extensive
What Do You Need to Know About Household Insurance?
If you have any questions concerning household insurance, you can find the answers to the main queries underneath.
It depends on how much you can afford, but it’s better to have more coverage in case the worst-case scenario occurs.
If you’re a homeowner, the answer is yes. Not only can’t you predict the future, but lenders and banks might insist on seeing evidence of your policy before signing off on a loan or mortgage.
Yes, if you’re not the only person living at the property. A joint policy means anyone named on it can make a claim for things that happen to them.
You don’t have to unless it’s specified in your contract with your lender. The best thing to do is to shop around for great deals before signing on the dotted line.
In general, contents mean anything you can take with you to another house. Imagine if you could pick your home up and shake it. Whatever falls out are your contents.
Other Featured Covers
Articles & Insights
News
Do you want to make sure that you run your social media account as efficiently as possible?…
18.08.2022
Insurance
It doesn’t matter whether you run a start-up or whether you run an established organisation. It’s so…
18.08.2022
Insurance
Businesses of all sizes need to take steps to ensure they don’t hit any roadblocks on their…
18.08.2022
As a small business, insurance might be the last thing on your to-do list. It’s costly, it’s…
17.05.2021
Restaurant Insurance – What insurance do I need when running a restaurant?
The restaurant business is one of…
17.05.2021