Despite being a not-for-profit religious organisation, a synagogue requires the same amount of insurance as any other business. However, finding the right type and level of cover at an affordable price can be something of a challenge.
Those who run a synagogue naturally want to concentrate their efforts on their organisation and visitors, not researching and analysing a variety of confusing insurance policies. We’re dedicated to explaining policies in a way that is easy to understand without being misleading.
So what sort of things does synagogue insurance cover? Synagogues often contain artefacts and religious texts which can be of considerable worth, both financially and culturally. The synagogue could also be playing host to several meetings, soup kitchens or group counselling. Regardless of the type of activity the synagogue is involved in, this house of worship requires some legal protection and coverage.
If the synagogue gets damaged in a storm, an accident occurs in its premises, or if someone’s personal belongings get stolen from the premises, it is imperative that the synagogue has proper insurance in place to cover liabilities. There are many different types of insurance that a synagogue can opt for. A specific type of insurance can offer coverage to fixtures, furniture and other items housed in the synagogue.
Naturally the type of insurance you opt for will depend upon your individual circumstances, however some of the different types of insurance coverage include the following:
This kind of insurance coverage can include damage by wind, fire, floods, hail and lightening, as well as many other items such as:
- Breakdown of equipment, such as boilers, furnaces, computers or electrical equipment
- Personal effects of worshippers
- Personal property of the rabbi
- Indirect loss
- Protection from theft, forgery or employee dishonesty
If an accident occurs on the premises of the synagogue, the primary payments for the injuries can be covered through this type of insurance.
Why Choose Us?
As a specialist in providing insurance to different places of worship, we can customise products and services to suit the changing needs of synagogues. Every synagogue is unique and requires proper assessment of its risks, so that the insurance can offer coverage for different risks, threats and potential loss and damage, should the need arise.
The idea behind synagogue insurance is to provide a safe environment where the rabbi and worshippers can spend time communing with God. Our insurance ensures that synagogues pay just for the insurance they need.