If you aren’t sure if you need insurance or not, then you are not alone. So many…
FCA Authorised & Regulated
Specialist Cover Quoted within 24 hours
Dedicated UK Insurance Specialists
50,000 + Active Policyholders
Fast Specific Cover
We are industry specialists. We compare products and polices from many different insurers to save you time and money
Easy Claims Process
Accidents and Incidents can happen. When it does, rest easy knowing our team is on hand to make this process as quick and easy as possible
No mid term fees, ever
As you business grows and evolves you can be sure that we wont make any additional charges to your insurance policy so you need to scale up or down.
Refer a friend to us and you can receive up to £50. Your friend will receive the great benefits that you do too.
Specialist that understand
We know how your business works and where the potential pitfals are. Help is always on hand, whenever you need it.
Tailor made policies
We realise that one size doesn’t fit all. Our policies are expertly crafted to meet your specific requirements.
Clarity of cover and putting you first. Its built into our ethos and everything we do at Livingstones. Put us to the test, you'll be glad you did.
Positive green credentials
We support local charities and are making huge strides to reduce our environmental impact as much as possible.
To help you budget, we offer monthly installments on all of our products. A small helping hand to help with your finances.
Why do you need Bakers Insurance?
Whether you have a home bakery, a local bread store, or you have a chain of bakeries, you need an insurance policy to protect your business.
Protect any damage to your stock and baked goods, whether in transit or in-store
Machinery and equipment protection
It is required by law to make sure you have employers’ liability cover at a minimum
Get your bakery back in operation at the quickest possible speed if something goes wrong
Ensure your business is covered should someone be injured at your bakery
Cover if someone gets food poisoning from your bakery
Protect front-of-store property, including windows and any signs
Maintain your usual operation should a theft, fire, natural disaster, or any other incident happen
Enhance the image of your business and instil trust
Insurance can protect your company against events that are unexpected and unwanted that would harm your cash flow
Cover the cost of making repairs to your baking equipment
Bakers Insurance FAQs
Employers’ liability insurance covers you and your bakery for compensation expenses should one of your employees suffer an illness or injury while they are at your premises.
Yes, if someone gets food poisoning due to one of your products, this will be covered.
Product liability insurance is essential if you sell products of any nature, including bread, cakes, and so on. If an item you sell makes someone ill or causes injury, you could be liable.
Yes, whether it’s a cake that has toppled over or a loaf that has fallen apart, this can be added to your insurance policy. Any items that are damaged while en-route to your store are covered.
Yes, minor incidents can impact small bakeries in a big way. We provide coverage for all circumstances.
It is a legal requirement to have Bakers Insurance in some form. If you don’t have employers’ liability insurance, you could find yourself in serious legal trouble.
Yes, whether you have one bakery or you have 100, we can provide the specialist insurance you require.
Your coverage level dictates the overall cost. Simply give us a call today and we will provide you with a quote for the insurance you are interested in.
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