If you aren’t sure if you need insurance or not, then you are not alone. So many…
FCA Authorised & Regulated
Specialist Cover Quoted within 24 hours
Dedicated UK Insurance Specialists
50,000 + Active Policyholders
Fast Specific Cover
We are industry specialists. We compare products and polices from many different insurers to save you time and money
Easy Claims Process
Accidents and Incidents can happen. When it does, rest easy knowing our team is on hand to make this process as quick and easy as possible
No mid term fees, ever
As you business grows and evolves you can be sure that we wont make any additional charges to your insurance policy so you need to scale up or down.
Refer a friend to us and you can receive up to £50. Your friend will receive the great benefits that you do too.
Specialist that understand
We know how your business works and where the potential pitfals are. Help is always on hand, whenever you need it.
Tailor made policies
We realise that one size doesn’t fit all. Our policies are expertly crafted to meet your specific requirements.
Clarity of cover and putting you first. Its built into our ethos and everything we do at Livingstones. Put us to the test, you'll be glad you did.
Positive green credentials
We support local charities and are making huge strides to reduce our environmental impact as much as possible.
To help you budget, we offer monthly installments on all of our products. A small helping hand to help with your finances.
Why do you need Clothing Retail Insurance?
If you run a clothing business of any nature, insurance protects your business should anything go wrong. The benefits are extensive:
Protect against any circumstances that could damage your cash flow, such as vandalism, theft, or a fire
Ensure you’re protected if your clothing causes injury, such as a skin reaction
Coverage if your products or materials are damaged, stolen, or lost
Show your business as a trusted brand
Protect any damage to your own items, be it signage or cashier equipment, whether in transit or in-store
All companies are legally required to have employers’ liability cover at a minimum
Get back to business as quickly as possible if something goes wrong
Protect any property outside, such as signage, sales and offer boards, and windows
If someone suffers any type of injury at your premises, be it due to a fall or assault, you will be protected
Protect a customer’s clothing purchase should it end up being damaged in transit
Clothing Retail Insurance FAQs
Employers’ liability insurance is a legal requirement for all businesses, with clothing retail companies most certainly included. It covers your compensation costs if one of your employees becomes injured or ill while at work.
Yes, we can cover the damage of items on-premise and in-transit. If clothing or any other items you sell are ruined because of issues with the delivery service, this can be covered.
Yes, big or small, we are here for you! Minor incidents can add up to big problems for clothing stores, so we ensure all eventualities are protected.
Yes, a lot of clothing stores do not have premises, relying on online sales. You can have insurance that is tailored to suit this.
Monthly costs differ based on the amount of cover your need and any extras you add. We will provide you with a free, no-obligation quote for the insurance you are interested in. Contact us to find out more.
Yes, all policies are underwritten by our legal team to suit you! Whether you want to add coverage for outdoor signage, products in-transit, or anything else.
Articles & Insights
Do you want to make sure that you run your social media account as efficiently as possible?…
It doesn’t matter whether you run a start-up or whether you run an established organisation. It’s so…
Businesses of all sizes need to take steps to ensure they don’t hit any roadblocks on their…
As a small business, insurance might be the last thing on your to-do list. It’s costly, it’s…
Restaurant Insurance – What insurance do I need when running a restaurant?
The restaurant business is one of…