As a small business, insurance might be the last thing on your to-do list. It’s costly, it’s…
FCA Authorised & Regulated
Specialist Cover Quoted within 24 hours
Dedicated UK Insurance Specialists
50,000 + Active Policyholders
Fast Specific Cover
We are industry specialists. We compare products and polices from many different insurers to save you time and money
Easy Claims Process
Accidents and Incidents can happen. When it does, rest easy knowing our team is on hand to make this process as quick and easy as possible
No mid term fees, ever
As you business grows and evolves you can be sure that we wont make any additional charges to your insurance policy so you need to scale up or down.
Refer a friend to us and you can receive up to £50. Your friend will receive the great benefits that you do too.
Specialist that understand
We know how your business works and where the potential pitfals are. Help is always on hand, whenever you need it.
Tailor made policies
We realise that one size doesn’t fit all. Our policies are expertly crafted to meet your specific requirements.
Clarity of cover and putting you first. Its built into our ethos and everything we do at Livingstones. Put us to the test, you'll be glad you did.
Positive green credentials
We support local charities and are making huge strides to reduce our environmental impact as much as possible.
To help you budget, we offer monthly installments on all of our products. A small helping hand to help with your finances.
Why do you need Off Licence Insurance?
If you own an off licence, whether a chain of premises or a small local off licence in your area, you need insurance to protect your company.
Protect damage to your items, whether they are damaged in your store or while in transit
If someone encounters a slip, trip, fall, or any other accident at your off licence, insurance will cover this
Protect front-of-store property, including signage, outdoor displays, and windows
Make sure your company is viewed as a professional and honest one
Employers’ liability cover is a legal necessity; you can’t get away from this responsibility!
Get your company back in operation as quickly as you can if something goes wrong
Protect your business against unforeseen events that would harm your cash flow, be it a criminal act or a natural disaster
Cover the cost of making repairs to any of your business belongings
Off Licence Insurance FAQs
You need employers’ liability insurance to ensure any compensation costs associated with an employee injury are covered. This is a requirement as per UK law.
It is a legal requirement to have off licence insurance. If you don’t have at least employers’ liability insurance, you would be breaking the law.
Yes, whether you have one off licence or you have several across the country, we can assist.
The cost of your policy is going to depend on the coverage. We will provide you with a quote for your tailored plan, with no-obligation to continue if you’re unhappy.
Yes, this cover can be added to your policy, ensuring you’re protected if you accidentally sell a contaminated or faulty bottle of alcohol.
Off licences vary in size and style, yet they all sell a broad assortment of alcohol. Cover for such products, especially those that are costly like champagne, is essential. You will also need cover for any other items sold, from confectionary to cigarettes. Don’t forget about freezers, fridges, and other equipment.
Yes, if there are any items that are damaged while en-route to your store, this can be covered by insurance.
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