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Insurance
If you aren’t sure if you need insurance or not, then you are not alone. So many…
24.08.2022
FCA Authorised & Regulated
Specialist Cover Quoted within 24 hours
Dedicated UK Insurance Specialists
50,000 + Active Policyholders
Why Choose Us For Your Boat Insurance?
Boat insurance is a necessity for anybody that owns a boat. We know the industry well, so we can talk you through the different policies to help you find the perfect one for you.
At Livingstones Insurance, we are dedicated to finding you the best possible price, so get in touch today!
Fast Specific Cover
We are industry specialists. We compare products and polices from many different insurers to save you time and money
Easy Claims Process
Accidents and Incidents can happen. When it does, rest easy knowing our team is on hand to make this process as quick and easy as possible
No mid term fees, ever
As you business grows and evolves you can be sure that we wont make any additional charges to your insurance policy so you need to scale up or down.
Customer Rewards
Refer a friend to us and you can receive up to £50. Your friend will receive the great benefits that you do too.
Specialist that understand
We know how your business works and where the potential pitfals are. Help is always on hand, whenever you need it.
Tailor made policies
We realise that one size doesn’t fit all. Our policies are expertly crafted to meet your specific requirements.
Customer Service
Clarity of cover and putting you first. Its built into our ethos and everything we do at Livingstones. Put us to the test, you'll be glad you did.
Positive green credentials
We support local charities and are making huge strides to reduce our environmental impact as much as possible.
Monthly installments
To help you budget, we offer monthly installments on all of our products. A small helping hand to help with your finances.
Why would I need Boat Insurance?
Boat Insurance FAQs
Any individual or business that owns a boat or another vessel of some kind should have insurance. Without it, you risk major financial losses if an accident occurs.
Boat insurance policies are available for all kinds of vessels, like fishing boats, recreational boats, jet-skis, and catamarans, for example.
A brand new boat will be in fine condition and isn’t likely to need an assessment. However, if your boat is a few decades old, some insurance companies will require an assessment to check the condition before they agree to insure it.
Yes. In most cases, your personal injury policy covers anybody on the boat.
Usually, you will be required to take out road transit cover to insure you against any damage when transporting your boat.
Most insurance policies don’t place a limit on this, but there are laws surrounding it which must be followed. For example, any boat that is longer than 8 metres must have two experienced crew members on board. Breaching regulations like this could invalidate insurance.
If you purchase a new boat, you can swap the policy to the new vessel. However, a new cost will be calculated based on the new boat.
Yes. Multiple people can be named on a boat insurance policy.
The cost of boat insurance varies a lot depending on the type of vessel you want to insure and how you use it. Your previous experience with boats will also impact the cost.
If you are concerned about the cost of boat insurance, we can help you find the most affordable policies.
Benefits of Boat Insurance
- Avoid paying out a lot of money for damage to your boat
- Protect any possessions on the boat
- Get rescued if your engine breaks down at sea
- Cover the cost of towing and salvage
- Protect yourself and others from injuries on the water
- Low cost boat insurance policies
- Flexible policies for a range of vessels
- Experienced insurers
- Unbeatable customer service
- Stress free claims process
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