If you aren’t sure if you need insurance or not, then you are not alone. So many…
FCA Authorised & Regulated
Specialist Cover Quoted within 24 hours
Dedicated UK Insurance Specialists
50,000 + Active Policyholders
Fast Specific Cover
We are industry specialists. We compare products and polices from many different insurers to save you time and money
Easy Claims Process
Accidents and Incidents can happen. When it does, rest easy knowing our team is on hand to make this process as quick and easy as possible
No mid term fees, ever
As you business grows and evolves you can be sure that we wont make any additional charges to your insurance policy so you need to scale up or down.
Refer a friend to us and you can receive up to £50. Your friend will receive the great benefits that you do too.
Specialist that understand
We know how your business works and where the potential pitfals are. Help is always on hand, whenever you need it.
Tailor made policies
We realise that one size doesn’t fit all. Our policies are expertly crafted to meet your specific requirements.
Clarity of cover and putting you first. Its built into our ethos and everything we do at Livingstones. Put us to the test, you'll be glad you did.
Positive green credentials
We support local charities and are making huge strides to reduce our environmental impact as much as possible.
To help you budget, we offer monthly installments on all of our products. A small helping hand to help with your finances.
Why would I need Recruitment Insurance?
Recruitment Insurance FAQs
Yes. Certain levels of insurance are required by law, but you should opt for the most extensive coverage possible to protect your business.
Professional indemnity insurance covers your business if anybody makes a claim of negligence against you or one of your employees. A business may claim you gave them poor advice or a new employee that you sourced is not qualified, for example. All legal fees and potential compensation settlements will be covered by your insurance.
This insurance protects you in the event that an employee is injured or taken ill as a result of their employment with you.
Public liability insurance covers your business if a member of the public is injured on your premises or as a result of your business activities. It also covers the cost of any accidental damage you may cause to somebody else’s property.
Cyber insurance is designed to protect your business against costs associated with cyberattacks. It is recommended that all recruitment businesses have this because cyberattacks are more common than ever and they can be incredibly costly.
If a claim is made against the business and you personally are accused of wrongful acts, directors and officers insurance protects you and covers the associated legal costs.
No. If your recruitment business connects somebody with a client and they hire them, the actions of that new employee are not covered. However, if the client has issues with that employee and they make a negligence claim against you as a result, your professional indemnity insurance will cover the cost.
This all depends on the level of cover that you want and whether you opt for extras like cyber insurance. The size of your business and the value of the assets to be insured has an impact too.
At Livingstones Insurance, we can help you find the right policy for your business, so you can make big savings and protect your interests at the same time.
Benefits of Recruitment Insurance
- Protects your business from legal challenges
- Insures your office and contents against damage and theft
- Prevents big financial losses from your business
- Covers against loss of earnings if you are unable to work due to injury
- Offers financial protection if somebody is injured on the premises
- Amazing Customer service
- Experienced insurer’s
- Fast and efficient claims process
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