As a small business, insurance might be the last thing on your to-do list. It’s costly, it’s…
FCA Authorised & Regulated
Specialist Cover Quoted within 24 hours
Dedicated UK Insurance Specialists
50,000 + Active Policyholders
Fast Specific Cover
We are industry specialists. We compare products and polices from many different insurers to save you time and money
Easy Claims Process
Accidents and Incidents can happen. When it does, rest easy knowing our team is on hand to make this process as quick and easy as possible
No mid term fees, ever
As you business grows and evolves you can be sure that we wont make any additional charges to your insurance policy so you need to scale up or down.
Refer a friend to us and you can receive up to £50. Your friend will receive the great benefits that you do too.
Specialist that understand
We know how your business works and where the potential pitfals are. Help is always on hand, whenever you need it.
Tailor made policies
We realise that one size doesn’t fit all. Our policies are expertly crafted to meet your specific requirements.
Clarity of cover and putting you first. Its built into our ethos and everything we do at Livingstones. Put us to the test, you'll be glad you did.
Positive green credentials
We support local charities and are making huge strides to reduce our environmental impact as much as possible.
To help you budget, we offer monthly installments on all of our products. A small helping hand to help with your finances.
Why would I need Terrorism Insurance?
Terrorism Insurance FAQs
If you live close to a building that is likely to be the target of a terrorist attack, you should seriously consider it. However, it’s impossible to predict when and where an attack could take place, so it’s a good idea for all businesses to get terrorism insurance.
There are a number of buildings that may be targeted by terrorists. Any government building is a target, and so is any crowded area where a lot of people gather. This includes places like train stations, airports, shopping centres etc.
Your standard business insurance policy will not cover you for damage caused by war or terror attacks so you will need extra coverage.
The definition of terrorism is fairly broad and it does not just include groups from overseas. Terrorism is defined as the use of violence to achieve political aims. This can cover groups like animal rights activists, for example.
If you don’t have insurance and an attack takes place, you are liable for the costs. You will have to pay for repairs to the property and cover the cost of replacing any equipment. Your business will be forced to close until you can do this, and the total cost can be devastating. Many businesses fail to bounce back after a big event like this if they don’t have insurance.
Like your normal business insurance, your terrorism insurance costs will depend on things like the size of your office and the value of the contents in your office.
Livingstones Insurance can help you find some affordable deals on terrorism insurance so you can still get the cover you need without worrying about the cost.
Benefits of Terrorism Insurance
- Get advice on the level of terrorism cover your business needs
- Understand the risks posed to your business by terrorism
- Protect your business from financial issues caused by terrorism
- Give yourself peace of mind if you are close to a prime target (like a government building)
- Avoid financial burden of fixing damage to your business premises
- Prevent financial losses if your business is forced to close
- Get your business up and running again after an attack
- Protect your employees from the financial cost of terrorism
- Potentially save millions in costs
- Affordable options
- Experienced insurers
- Incredible customer service
- Get answers to any questions you have about terrorism insurance
- Policies tailored to your business
- 24/7 dedicated claims line
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