If you aren’t sure if you need insurance or not, then you are not alone. So many…
FCA Authorised & Regulated
Specialist Cover Quoted within 24 hours
Dedicated UK Insurance Specialists
50,000 + Active Policyholders
Fast Specific Cover
We are industry specialists. We compare products and polices from many different insurers to save you time and money
Easy Claims Process
Accidents and Incidents can happen. When it does, rest easy knowing our team is on hand to make this process as quick and easy as possible
No mid term fees, ever
As you business grows and evolves you can be sure that we wont make any additional charges to your insurance policy so you need to scale up or down.
Refer a friend to us and you can receive up to £50. Your friend will receive the great benefits that you do too.
Specialist that understand
We know how your business works and where the potential pitfals are. Help is always on hand, whenever you need it.
Tailor made policies
We realise that one size doesn’t fit all. Our policies are expertly crafted to meet your specific requirements.
Clarity of cover and putting you first. Its built into our ethos and everything we do at Livingstones. Put us to the test, you'll be glad you did.
Positive green credentials
We support local charities and are making huge strides to reduce our environmental impact as much as possible.
To help you budget, we offer monthly installments on all of our products. A small helping hand to help with your finances.
Why would I need Teachers Insurance?
Teachers Insurance FAQs
Anybody that teaches in a private capacity, like tutors, need teachers insurance to protect their business. If you work for a company, they may require you to have teachers insurance before allowing you to work.
Teachers insurance can protect you from a lot of different situations. You are covered for costs associated with claims of negligence. You are covered against property damage for your premises and any equipment you use. Personal accident insurance also protects your earnings if you are unable to work. We can work with you to discuss your needs and create a tailor made policy that suits your needs.
Liability insurance for teachers is not a legal requirement. However, the costs incurred if something goes wrong and you are not covered are much greater than your insurance premiums. If you are concerned about cost, we can help you find an affordable policy.
The minimum coverage you can obtain is £1 million, but more extensive cover is available if necessary.
Many insurance policies cover equipment like laptops outside of the home because private tutors often do house calls.
Yes. Professional indemnity insurance covers all legal fees if a negligence claim is made against you. If you lose your case, your insurance will also cover the compensation settlement.
No. As long as you follow the law when teaching groups of students, your policy will cover you.
Yes, your policy will cover you when teaching at home. But you will need a separate policy to cover possessions unrelated to your business.
The price of teachers insurance depends on the type of coverage that you need and the value of the equipment and property you need to insure. It is also dependent on the type of teaching you do and the potential risks involved.
Working with the right insurer is the best way to manage your costs. We can help you find the coverage you need at a reasonable price.
Benefits of Teachers Insurance
- Protection against claims of negligence
- Cover against accidental damage of property
- Insurance for laptops, mobile phones, e-readers, musical instruments etc.
- Cover for accidents involving teachers or students
- Protection against loss of earnings due to injury
- Reliable, experienced insurers
- Amazing customer service
- Dedicated 24/7 claims line
- Low cost options
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